Our team of advisors are here to help

0345 811 9595

Monday to Friday 9am to 5.30pm

Christmas Opening Hours

  • Friday 24th December - 9am - 1pm
  • Monday 27th December - CLOSED
  • Tuesday 28th December - CLOSED
  • Wednesday 29th December - 9am - 5.30pm
  • Thursday 30th December - 9am - 5.30pm
  • Friday 31st December - 9am - 1pm
  • Monday 3rd January - CLOSED
  • Tuesday 4th January - 9am - 5.30pm


Aged 18-24? Lease a new car with £200 cashback!

A helping hand for young drivers

Here at Nationwide Vehicle Contracts, we understand that there’s a lot to think about when it comes to leasing your first car. That’s why we've created Help2Lease exclusively for drivers aged 18-24 to help make leasing easier than ever before!

  • Available to new customers aged 18-24
  • Deals from under £200 per month
  • Our lowest initial rental
  • £200 cashback to help with your first payment

Subject to Terms and conditions

How it works

Our Lowest Initial Rental

Our Lowest Initial Rental

All our Help2Lease deals have a low initial rental, so you don't have to worry about saving a large deposit to cover your first payment.

Deals from under £200 per month

Deals from under £200 per month

Keep costs down without compromising on style, technology, or reliability by grabbing a great lease deal for under £200 per month.

£200 Cashback Offer

£200 Cashback Offer

To help you get on the leasing ladder, we'll give you £200 cashback to help cover the cost of your initial rental. Terms and Conditions apply.

Exclusively for 18-24 year olds

Exclusively for 18-24 year olds

Our Help2Lease deals are exclusive to new customers aged 18-24, with a range of tools designed to make leasing easier than ever before, including our quick Finance Checker questionnaire.

Leasing Broker Federation Winner 2019 Logo

We're Award Winners!

Our innovative Help2Lease scheme is an award-winner, claiming the Marketing and Innovation Award at the 2019 Leasing Broker Federation Awards.

This means you can rest assured that you’re dealing with an award-winning provider and a trusted authority in the new driver market.

Am I likely to pass finance?

Take our brief interactive questionnaire to find out if you are likely to be accepted for personal leasing finance.

Are you over 18 years of age?

How many years have you been at your current address?

We need at least 5 years address history for a personal application

Are you in full-time employment?

How many years have you been with your current employer?

Have you ever been declined for finance before?

How many years ago was this?

Have you got any adverse credit on your file? eg. CCJ, missed/late payments, bankruptcy, IVA scheme

How many years ago was this?

Good News!

You are likely to be eligible for personal finance based on the details you provided.

What would you like to do next?

We're sorry, but you are not currently eligible for personal finance

Lenders may require more detail on some of the answers you provided before you will be eligible for finance.

Please call us on 0345 811 9595 to discuss your finance options

Car lease deals

Got questions?

What if I’m not 18-24, can I still lease a car with Help2Lease?

Our Help2Lease deals are exclusive to new customers aged between 18-24 years old. If you’re not in that age bracket, you can still lease a car with us, but you’ll be unable to take advantage of some of the features of Help2Lease, such as the cashback offer.  

I only have a provisional driving licence, can I lease a car?

We’re afraid not. While some funders allow you to lease with a provisional licence, this is usually on a case-by-case basis and can be a very complicated process. To lease a vehicle with us, you must hold a full UK-valid driving licence.

Can a parent take out a lease agreement for me?

No. No one can take out a lease agreement on behalf of someone else. That includes a parent taking out a lease agreement on behalf of their son or daughter, or a close friend taking out a lease agreement for another person. This type of agreement is known as Accommodation Finance.

While accommodation finance is not actually illegal, it is forbidden by finance providers because there is a greater risk of them not being able to get the car or their money back in the event of a contract breach.

It is worth pointing out that while accommodation finance is not illegal, not declaring that the person taking out the lease is not the main driver is illegal and both parties involved (the person applying for the finance and the person that they are taking out the lease for) could be charged with fraud.

What is the minimum lease contract that I can have?

Our lease contracts range from 24 to 48 months (two to four years), depending on the vehicle and contract you choose. We can sometimes offer five-year contracts, depending on your circumstances and the finance provider.

It’s worth noting that if you take a 48-month (four-year) agreement, you’ll be responsible for the MOT requirements as stipulated by the finance company in the final year of the contract. 

Can I pay the initial rental by credit card?

While your processing fee can be paid by debit, credit card or BACs payment, your initial rental must be paid by direct debit from the same account your monthly rentals are taken from. This is to prevent financial fraud (such as money laundering) and to protect both you and the finance provider.

Is insurance included in my lease contract?

Unless you have chosen a Complete Care vehicle, lease agreements with us do not include insurance so you will be responsible for arranging your own insurance on the vehicle. This must be a fully comprehensive policy and the insurance certificate must show your name, the vehicle registration number and be dated on or before your delivery date.

Please note that for Personal Contract Hire (PCH) agreements, the finance company is the registered owner and keeper of the vehicle.

Can I be a named driver on the insurance certificate or do I need to be the main policy holder?

Many young drivers find it beneficial to add a second driver to the insurance policy to help reduce costs. For a lease agreement, you can add a parent to the insurance policy but the person obtaining finance (that’s you) must be the main policy holder or a named driver on the insurance certificate.

Still have questions?

Contact one of our friendly sales advisors to find out more about Help2Lease.